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Ways to pay your TD Credit Card Account each month

You can arrange to have the monthly Minimum Payment or the balance in full automatically debited from your deposit account to pay your TD Credit Card Account. Payments can be made from your chequing or savings account at any financial institution.

  • Transfer funds from another TD Account

    You can transfer funds to your TD Credit Card as a real-time payment.

  • Add your Card as a payee

    You can add your TD Credit Card to your payee list in Payments.

  • Set up a Pre-Authorized Debit

    Easily set up an automatic payment to your TD Credit Card.

  • Use your TD Points or Cash Back Dollars

    Use TD Points or Cash Back Dollars to help pay down your balance.

How to transfer between Accounts

You can transfer funds from another TD Account to your TD Credit Card in five simple steps. You can make the transfer online after logging in to EasyWeb or by going to Transfers in the TD app (you will be prompted to login).

  • 1

    Select Transfers from the left menu or within the Accounts tab.

  • 2

    Open the From drop down list and select the account to transfer your payment from.

  • 3

    Open the To drop down list and select the name of the TD credit card you wish to pay.

  • 4

    Enter the amount you want to transfer (pay) and select Next.

  • 5

    Review your details and select Finish on the confirmation page to complete your transfer.

How to add your TD Credit Card as a payee

You can add your TD Credit Card to your payee list in Payments. You can do this online through EasyWeb or on the TD app.

  • EasyWeb

    On EasyWeb after you log in:

    1. Select Payments from the left menu or within the Accounts tab.
    2. Select Pay Canadian Bills.
    3. Click the Add payee button on the Pay Canadian Bills page.
    4. In Enter Payee Name, enter the credit card you have – "TD Visa"- and click Search.
    5. Enter your TD credit card number in the Account Number field and select Next. A description (e.g. Mom's card) is optional.
    6. Review your payee information and select Finish on the confirmation page.
    7. If you want to make a payment right away, just select Pay this Payee.

  • TD app

    On the TD app, select Pay Bill, you will then be prompted to login. After you log in:

    1. Select Pay Canadian Bills.
    2. Click the Add payee button on the Pay Canadian Bills page.
    3. In Enter Payee Name, enter the credit card you have – "TD Visa"- and click Search.
    4. Enter your TD credit card number in the Account Number field and select Next. A description (e.g. Mom's card) is optional.
    5. Review your payee information and select Finish on the confirmation page.
    6. If you want to make a payment right away, just select Pay this Payee.

Pre-Authorized Debit for your TD Credit Card

TD's Pre-Authorized Debit (PAD) gives you the flexibility to pay your TD Credit Card automatically from your TD bank account or from another Canadian financial institution.

For added convenience, you can choose to make a minimum monthly payment or pay the full statement balance on the due date.

How to set up a Pre-Authorized Debit for your TD Credit Card

Getting started is easy. Depending on who you bank with and which Credit Card you use, you can quickly set up, change or cancel your Pre-Authorized Debit. This can be done through an online TD PAD form (where eligible), by mail or fax. Here’s how.

  • Personal TD Canadian Credit Card

    • To set up, change or cancel an automatic payment from your TD Canadian Dollar chequing or savings account, complete the online TD PAD form.
    • To set up, change or cancel an automatic payment from another Canadian financial institution account, download and complete the Pre-Authorized Debit (PAD) Agreement, and mail or fax it to TD as indicated on the form. 

  • Business TD Canadian Credit Card

    • To set up, change or cancel an automatic payment from your TD Canadian Dollar chequing or savings account or another Canadian financial institution, download and complete the Pre-Authorized Debit (PAD) Agreement, and mail or fax it to TD as indicated on the form.

  • TD US Dollar Credit Card

    • To set up, change or cancel an automatic payment from your TD US Dollar Account, complete the online TD PAD form.
    • To set up, change or cancel an automatic payment from a US Dollar chequing or savings account with another Canadian financial institution, download and complete the Pre-Authorized Debit (PAD) Agreement, and mail or fax it to TD as indicated on the form.

How to use your TD Points or Cash Back Dollars

You can use your TD Points or Cash Back Dollars to help pay down your Account balance+. After logging in to EasyWeb or the TD app:

  • 1

    Select the Pay With Rewards button on the Activity Page.

  • 2

    Choose the amount of TD Points or Cash Back Dollars you wish to redeem to make a payment (A minimum $25 Cash Back Dollars or 10,000 TD Points is required).

  • 3

    Follow the prompts and complete by clicking on the Pay With Rewards button.

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