$600 Chequing Account Offer and Promotion

New to TD Bank Chequing Program (Terms and Conditions)

Calculating $600 in cash

^§ Up to $600 in value is calculated as follows: Offer 1) $350 cash + Offer 2) $200 cash + Offer 3) $50 cash= $600 total cash value.

Offer 1) Earn $350 in cash upon opening a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between October 11, 2023, and January 31, 2024, by completing the qualifying criteria in accordance with Offer 1 below.

Offer 2) Earn up to $200 in cash for the New Savings Account, when a New Chequing Account customer (Defined as the new to TD Bank Chequing Customer in Offer 1) opens a new TD ePremium Savings Account or TD EveryDay Savings Account by January 31, 2024, and meets the qualifying criteria as set out in accordance with Offer 2 below. Earn more than $200 in cash for the New Savings Account with certain balances.

Offer 3) Earn $50 in cash when a New Chequing Account customer applies, is approved for, and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay-As-You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by January 31, 2024, and meets the qualifying criteria in accordance with Offer 3 below.

Offer 1: Chequing Account $350 Cash Terms and Conditions

^†The $350 cash offer is available to Canadian residents that do not have an existing TD Chequing account, that are the age of majority at time of account opening in their province or territory who:

(a) Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between October 11, 2023, and January 31, 2024

(b) Complete any two of the following with the New Chequing Account:

1. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before March 31, 2024. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.

2. Make an Online Bill Payment through TD EasyWeb or the TD app, minimum $50 before March 31, 2024.

3. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before March 31, 2024. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debit

Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.

The following are not eligible for the $350 cash offer:

1. Customers who already have a TD Chequing account that was closed on or after October 11, 2022; or

2. Customers who received any Chequing account offers from TD in 2021, 2022, 2023; or

3. TD staff members or any TD customers who have a joint account with a TD staff member.

For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $350 cash offer per New Chequing Account. Limit of one $350 cash offer per customer.

The $350 will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $350 is deposited into the New Chequing Account.

We can change, extend, or withdraw the $350 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

Offer 2: Savings Account, earn up to $200 in Cash Terms and Conditions

Earn more than $200 in cash in the New Savings Account with certain balances.

^◊ The up to $200 cash offer is available to Canadian residents that are the age of majority at the time of the New Savings Account opening in their province or territory.

1) To earn up to the maximum amount of $2,000 in cash for the Savings Account, a New eligible TD Chequing account customer must:

(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between October 11, 2023, and January 31, 2024, and

(b) Open a new TD ePremium Savings Account or TD EveryDay Savings Account (the New Savings Account) by January 31, 2024, and

(c) Deposit or transfer a minimum of $2,500 or more directly into the New Savings account from another financial institution(s) within 30 days of account opening AND maintain the balance for 90 days (3 months), noting:

1. Transfers originating from existing TD accounts do not qualify for the cash offer;

2. The cash offer will be awarded based on the cash amount transferred into the New Account for a maximum of $2,000 in total per eligible customer:

Cash Transfer	Cash Offer
$2,500-$4,999	$50
$5,000-$9,999	$100
$10,000 -$24,999	$200
$25,000-$49,999	$500
$50,000-$99,999	$1,000
$100,000+	$2,000

The up to $2,000 cash offer will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account and New Savings Account is still open, in good standing, with all conditions continuing to be met.

The following are not eligible to earn the up to $2,000 cash offer:

1. Customers who already have a TD Savings account as of October 11, 2023,

2. Customers who had a TD Savings account that was closed on or after October 11, 2022,

3. Customers who received any Savings account offer from TD in 2021, 2022, 2023; or

4. TD staff members or any TD customers who have a joint account with a TD staff member.

For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. Maximum offer of up to $2,000 per New Savings Account. Maximum offer of up to $2,000 per customer. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the up to $2,000 cash offer at any time.

Offer 3: Overdraft Protection Service $50 Cash Terms and Conditions

^∞The $50 cash offer for Monthly Plan Overdraft Protection or Pay-As-You-Go Overdraft Protection (ODP) is available to Canadian residents that are the age of majority in their province or territory at the time of the approval of the ODP. To earn the $50 cash offer, a New Chequing Account customer must:

(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between October 11, 2023, and January 31, 2024, in accordance to Offer 1, and

(b) Apply, be approved for, and add ODP (Pay-As-You-Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by January 31, 2024, and

(c) Keep the new ODP, active and in good standing for 30 days after approval

The offer is not available to:

1. Customers who already have a TD Chequing Account with ODP in place on October 11, 2023, or

2. TD staff members or any TD customers who have a joint account with a TD staff member.

The $50 will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, provided that the Overdraft Protection is still open, in good standing, with all conditions continuing to be met. Limit of one $50 cash offer per customer per New Chequing Account with ODP. For any New Chequing Account that is a joint account, all account holders on the New Chequing Account must meet the ODP eligibility requirements. Each account holder must be age of majority in their province of residence to apply for ODP and is subject to credit approval.

Monthly Plan Overdraft Protection service fee is $5.00 a month on TD Unlimited Chequing Account and TD All-Inclusive Banking Plan. Pay-As-You-Go Overdraft Protection service fee is $5.00 for each eligible overdraft transaction (maximum of $5.00 a day regardless of number of overdraft transactions). Amount in overdraft is subject to an interest rate of 21% per annum. ODP fees and interest rate are current as of May 24, 2022, unless otherwise indicated and subject to change. For more information and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the $50 cash offer at any time.

¹ You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month.

² For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.

³ Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁴ Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD® Aeroplan®Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁵ You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

⁶ The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.

⁷ You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.

⁸ Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

Start by opening an eligible TD Chequing Account and earn up to $600^§

How to get the $600^§ Offer:

Step 1:

Step 2:

Step 3:

Ready to get this offer? Start with one of our eligible chequing accounts

TD Unlimited Chequing
Account

TD All-Inclusive Banking
Plan

Frequently Asked Questions

Features for all TD chequing accounts

TD MySpend

TD Fraud Alerts

TD Mobile Deposit

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TD Unlimited Chequing Account Additional Offer

Select the TD Unlimited Chequing Account and view bonus offers

TD All-Inclusive Banking Plan Additional Offer

Select the TD All-Inclusive Banking Plan and view bonus offers

Start by opening an eligible TD Chequing Account and earn up to $600§

How to get the $600§ Offer :

Step 1:

Step 2:

Step 3:

Ready to get this offer? Start with one of our eligible chequing accounts

Frequently Asked Questions

When will I get my Cash offer?

Can I get the Cash offer if I open my account in Branch?

Can I get the $600 Cash offer from opening a Chequing Account only?

I already have a TD Chequing account, am I still eligible for the Cash offer?

Can I get the Savings or Overdraft Protection Plan (ODP) offer if I already have a TD Chequing account?

Is there a minimum dollar value for the bill payments to qualify for the Cash offer?

Features for all TD chequing accounts

Start by opening an eligible TD Chequing Account and earn up to $600^§

How to get the $600^§ Offer: