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TD Cross-Border Banking

Convenient banking in Canada and the U.S.
Are you a Canadian living in the U.S. part-time? Do you travel there often for work or vacation? Are you constantly transferring funds from Canadian to U.S. dollars? Like to cross-border online shop? TD has cross-border banking solutions to help.

  • Learn about TD Cross-Border Banking

    From transferring funds to checking balances, Cross-Border Banking doesn’t have to be complicated.

     

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Cross-border banking solutions

Living part of the year in the U.S.?

U.S dollar accounts can help simplify your U.S. banking so you can spend more time enjoying your visit.

Borderless Plan

This TD Canada Trust chequing account is designed for frequent U.S. travellers.

  • $4.95 U.S. monthly fee1
  • $3,000 U.S. minimum monthly balance for monthly fee rebate2
  • Unlimited transactions per month3

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Open account

TD Complete Checking

This checking account from TD Bank, America's Most Convenient Bank® is made for everyone. Designed with you in mind, this account has what you need, plus a little more.

  • Three ways to waive the $15 monthly maintenance fee4
  • Waived monthly maintenance fee on one linked personal savings account of your choice
  • Additional benefits for students and young adults

TD Bank, N.A. Member FDIC

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TD U.S. Dollar Visa* Card

With this TD Canada Trust credit card5 you can make U.S. dollar purchases in U.S. dollars with no U.S. dollar conversion fees.

  • $39 U.S. annual fee (waived with Borderless Plan6)
  • Eliminate U.S. dollar currency credit card conversion rates and fees when making purchases in U.S. dollars7

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Apply online

Shop and travel often in the U.S.?

Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.

U.S. Daily Interest Chequing Account

This convenient TD Canada Trust chequing account simplifies your U.S. dollar banking, with no monthly fee.

  • $0 monthly fee
  • Canadian-U.S. quick online exchange
  • Earn Interest on every U.S. dollar

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Open account

TD U.S. Dollar Visa* Card

With this TD Canada Trust credit card4 you can make U.S. dollar purchases in U.S. dollars with no U.S. dollar conversion fees.

  • Eliminate U.S. dollar currency credit card conversion rates and fees when making purchases in U.S. dollars6

View details

Apply online

Why choose TD?

  1. Convenience: Access your Canada-based accounts at TD Canada Trust or U.S.-based accounts at TD Bank, America’s Most Convenient Bank® online, through the TD mobile app or at any of the thousands of locations across Canada and the U.S. that have convenient extended hours.

  2. Savings: Whether you’re trying to save on the U.S. foreign exchange or trying to save time, we can help you make the most of your money.

  3. Customer service: We have a dedicated TD Cross-Border Banking support line 24/7 to help you.8

  4. Options: We can help you find a banking solution that’ll help get you ready for all of your U.S. banking needs.

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