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Bank smarter with the products right for you
Having the right banking solutions in place while you’re young can help you make the most of your finances and build a strong financial future.
Bank smarter with the products right for you
Having banking solutions in place that are right for you while you’re young can help you make the most of your finances and build a strong financial future.
Banking products that support your financial goals
Smart financial choices today can pay off tomorrow. That’s why it’s important to pick the banking products right for your financial goals, such as growing your money in a savings account or building a credit history with a credit card.
Featured credit cards at a glance
When choosing a credit card, it’s important to keep your priorities and financial goals in mind. TD offers a range of credit cards with differing interest rates, fees and rewards to suit your needs.
Earn Aeroplan points on eligible purchases made with your Card. Redeem your Aeroplan points for travel, hotels, car rentals, and more. Eligibility Requirements1: $60,000 annual personal income or $100,000 annual household income
$139
Annual Fee20.99%
Interest: Purchases
22.99%
Interest: Cash Advances
20.99%
Interest: Purchases and Cash Advances. Quebec only.3
Earn TD Rewards Points on eligible purchases made with your Card. Enjoy the flexibility to redeem your TD Rewards Points on a wide variety of rewards and purchases at Expedia® For TD4, Starbucks®, Amazon.ca with Amazon Shop with Points6 and more.
$0
Annual Fee19.99%
Interest: Purchases
22.99%
Interest: Cash Advances
20.99%
Interest: Purchases and Cash Advances. Quebec only.3
Perks of TD credit cards
Brush up on your financial know-how
Learn how credit can help you live the life you want to today, as well as in the future.
Frequently asked questions
TD Canada Trust is always willing to consider new immigrants, people with little or no credit history and young people, including students, for a personal credit card.
You can Apply Online, by calling 1-855-636-8813 or by visiting any TD Canada Trust branch.
If you are New to Canada, you should apply for a TD Credit Card at a branch. Responsible use of your first credit card can be a good way to start building a positive credit history.
If you have special circumstances that you think may affect your ability to obtain credit, one of our branch representatives would be happy to discuss them with you.
To find a branch near you, please visit our TD Canada Trust Branch Locator.
There are several ways to apply for a TD Credit Card. You can Apply Online, by phone or at any TD Canada Trust branch.
Should you prefer to apply by phone, telephone applications are can be received Monday - Friday 8 AM - 10 PM ET, and Saturday - Sunday 10 AM - 6 PM ET at
1-800-983-2582.
(Please note: Unfortunately, we cannot accept applications over the telephone for the province of Quebec)
Applying is easy, and our service specialists are happy to answer any questions you may have. You can view our full suite of cards here. To help find the TD Credit Card that best suits your credit needs, please use our helpful Credit Card Selector.
If the TD Credit Card you currently have no longer suits your needs, transferring to a different TD Credit Card is easy.
To help you choose the Card that's right for you, you can use our Credit Card Selector tool or browse our selection of available cards here.
When you've made your decision and are ready to transfer to a different Card, all you have to do to complete the transfer is one of the following:
By phone:
Simply call 1-800-983-8472 to speak to one of our Customer Service Representatives. Please have your current TD Credit Card with you when you call.
Visit a Branch:
Visit your local branch or use our Branch Locator tool to find a branch that's convenient for you.