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Youth and Parent

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Enjoy the perks of having your own bank account

With the TD Student Chequing Account, you get the benefits of banking with TD and earning interest on every dollar in your account. Use the convenience of unlimited transactions to send and receive money safely for free from friends and family, through Interac e-Transfer®.

Why you’ll love your account

  • Enjoy the freedom of your own TD Access Card

    Use your card to shop securely online and in store. Add your TD Access Card to your smartphone’s digital wallet to pay on-the-go.

  • Send & receive money from friends and family 

    Use Interac e-Transfer® with no fees when you want to chip in for pizza with your friends or request money from your parents.

  • Watch your money grow

    Earn interest on every dollar in your account. This can help you build your savings and get a head start on creating good financial habits.

  • The account that grows with you 

    Keep this account with no monthly fee until age 23. After 23, proof of enrollment in full-time post-secondary education is required. 

Account access that can fit your needs

There are different levels of parental oversight depending on your needs and age. You can choose to open a Joint Account or a Single Account. Whatever you decide, based on your age, we’ve got you covered.

If you're the age of majority in your province or territory of residence and in school, check out the student banking offer.

You’re never too young to learn good money management

Building good money habits today can give you a financial head start for tomorrow. Check out the video where Bradley, our excited young customer has just started his savings journey.

A few banking basics to help you get started

  • Chequing accounts are for day-to-day transactions while Savings accounts can help you achieve short and long-term saving goals.
  • Automate your savings. Set it up once, and a part of your pocket money or earnings from your summer job will go straight into your savings account without you having to think about it.

Money 101: Hacks for smart spending

  • How to make a budget

    If you're looking to save more money but don't know how, play the video or read more on how you can make a budget, and more importantly, how you can stick to it.

  • How to budget for needs and wants

    Determine what’s "essential" to you and what's "nice to have" — then learn how to budget accordingly.

  • How to start saving money

    If you want to start saving money, it's a good idea to first come up with a savings strategy. Explore these tips to get started.

Frequently asked questions