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Tell us about your borrowing goal.
Managing your debt
TD could help you consolidate your debts and save money by paying off higher-interest credit cards, debt, and credit, with a TD Personal Loan or TD Personal Line of Credit.
Why borrow to manage your debt?
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It can lower your interest rate
Your new loan or line of credit will probably come with a lower interest rate than you’re paying right now, especially if you have debt from credit cards. -
You might pay off your debt sooner
With a lower interest rate, more of your payments will be going to your principal, so you could be debt-free sooner. -
It can simplify your payments
Consolidating your debt means that your multiple bills can be replaced with one regular payment.
Borrow Better to become debt-free sooner
TD has several ways to help manage your debt.
Use our calculators to plan your borrowing
Learn more about managing debt
Legal
1 Subject to approval
2 Subject to the terms of the agreement
3 Subject to TD Canada Trust credit criteria and any prior outstanding mortgage, charges or liens